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Medical Malpractice Insurance

What Is Intellectual Property Insurance?

Medical Malpractice Insurance also known as Medical Indemnity insurance is a vital business tool for any medical professional or establishment that is providing a health care service. The insurance market today is a fast one and people are all too quick to make claims before trying to sort any problems out in person. It only takes one dissatisfied client to claim against you, and if you are found liable then you are responsible for covering the costs of the financial damages, legal costs and any compensation awarded to the third party.

If you are uninsured and you are subject to a claim then the financial ramifications are be devastating. Just because you do not have sufficient medical malpractice insurance doesn’t mean that you do not have to cover the cost of damages, legal costs and compensation. Without cover you are risking your home, car, savings and other assets you may have.

Why do you need medical malpractice insurance?

Without medical malpractice insurance, you run the risk of being exposed to many liabilities such as:

  • Misdiagnosis
  • Neglect
  • Bodily Injury
  • Mental Injury
  • Duty of Care
  • Error or Omission
  • Good Samaritan Act
  • Loss of or damage to tangible property
  • and many more...

Subject to all relevant terms and conditions and exclusions a medical malpractice insurance policy will cover an individual or establishment against claims made against them resulting from an incident of medical malpractice or Good Samaritan acts and will pay all defence costs incurred with the consent of the underwriter.

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